We have been the favorite local independent insurance agency in Beckley, West Virginia and the surrounding areas for the last six decades. We provide car insurance from multiple insurance companies, and we offer these excellent car insurance rates to our customers in Beckley, WV and all of West Virginia and surrounding areas. This is what separates Songer Insurance from the others. When you get a quote from us, we can shop multiple companies such as Safeco Insurance that we represent so we can provide you with several car insurance quotes. We realize that every individual is different, so we fine-tune your insurance requirements to find you the cheap car insurance based on the coverages that you want and then shop our A++ Rated carriers to find your lowest auto insurance rate. Within 10 minutes we can provide you with this service and at no cost to you.
We offer the best rates for drivers with no points with our incident-free discounts. Don't just look for cheap car insurance, look for value and coverage. We also offer the best Beckley auto insurance and WV and NC auto insurance rates for those with not so clean records as well. This can include drivers with a DUI DWI, tickets, or accidents. We also offer non-owners insurance or named-operator insurance policies for drivers just getting their license that doesn’t have a car. Whether you have no experience or several years of experience, we have a plan for you.
You can be confident that when you call us, you will not enter into a call center where you wait for the next available representative. You will reach the same friendly local agents each time you call us. The services we provide won’t stop once you call us for a quote. We continually strive to provide you with excellent service as long as you are our customer. We shop your renewals with our carriers as well to make sure that you continue to be offered the best auto insurance rates available. So if you are in the market for Beckley auto insurance or WV and NC auto insurance, please call us at (304) 252-6568 and start saving today.
Our team of insurance professionals understands the West Virginia car insurance needs of our customers.
Auto insurance requirements vary by state. In some states, to drive you must carry:
We write insurance in West Virginia, Florida, North Carolina, South Carolina, and Virginia and would be happy to help you ensure you have the right car insurance coverage.
Even in states where coverage isn’t required, by law drivers must be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) Although it’s not legally required by any state, you will probably need it if your car is financed.
Every person is unique – talk to us today to find out how to get the best price and value on Beckley car insurance for you.