Songer Insurance Agency, Inc. Blog

All You Ever Wanted to Know About Insurance

Health Insurance for Employers in West Virginia

For businesses with at least one full-time employee, Songer Insurance Agency offers a variety of health plan options and insurers in Beckley West Virginia and surrounding areas. We're here to help you find the right...

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Minimum Auto Limits

Minimum limits are not defined in the generic multi-state personal auto policy form but rather in each state amendatory endorsement that modifies the generic personal auto policy to comply with local regulatory...

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Short-Term Health Insurance Overview

Short-term health insurance can be a great option today for many different reasons. The name itself in our opinion is somewhat misleading. You can purchase a short-term health insurance plan for up 360 days. In most...

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Commercial Business Automobile

Commercial auto is a combination of coverages to protect the assets commercial insured. Both first party type coverages and third-party protection are afforded. First party coverages: first-party coverage provided...

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Commercial Business Automobile

Commercial automobile insurance coverage protects businesses against a financial loss that can occur because of the ownership and use of vehicles. The commercial auto policy list who is covered what vehicles are covered...

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When to buy a Medigap Plan

Buy a policy when you're first eligible in Beckley West Virginia and surrounding areas: The best time to buy a Medigap policy is during your 6-month Medigap open enrollment period. During that time you can buy any...

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2019 Open Enrollment Is Here

If you need to enroll in health insurance for 2019, we are here to help. Here is a product/rate brochure for Highmark WV 20192019_Product_Brochure_.pdf. If you need further information or would like to enroll, please...

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Newly Acquired Autos

People typically buy an auto to replace an older vehicle or one that has been lost or damaged. More often than not, they upgraded- from a motor vehicle to a new one or from a lower price auto to a more expensive car....

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Personal Auto Rating

Personal auto insurance is class rated. Most state laws currently permit insurance companies to use in rating factors that are valid predictors of risk. Traditional rating factors including the drivers gender and age,...

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Individual Health Insurance-HSA Accounts

Open Your HSA and Start Saving You made a smart choice enrolling in a Qualified High-Deductible Health Plan (QHDHP). Now, you are eligible for a Health Savings Account (HSA) that will help you manage your health care...

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