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Songer Insurance Agency, Inc. Blog

All You Ever Wanted to Know About Insurance

Commercial Property Insurance Continued

Commercial property Insurance coverage can either be issued mono line, as part of a commercial packaged policy or as part of the business owners policy commonly referred to as a “BOP.” Insurance carriers appetite for this line of business will vary widely depending on the class of the business. 

An underwriter will evaluate the following factors that will address the critical underwriting issues applicable to all buildings:
 
The kinds of property contained in the structure
The relative values of such property 
The combustibility and susceptibility to the loss of the property and 
Physical layout peculiar to the building

These are some of the few factors that are used in deterring property risk and coverages. Songer Insurance Agency in Beckley West Virginia has some of the best commercial insurance agents in West Virginia. There is no commercial property to large or small that we can insure. Give us a call at 304-252-6568 or visit us at 2955 Robert C. Byrd Dr. Beckley West Virginia.