Songer Insurance Agency, Inc. Blog

All You Ever Wanted to Know About Insurance

2019 Open Enrollment Is Here

If you need to enroll in health insurance for 2019, we are here to help. Here is a product/rate brochure for Highmark WV 20192019_Product_Brochure_.pdf. If you need further information or would like to enroll, please...

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Newly Acquired Autos

People typically buy an auto to replace an older vehicle or one that has been lost or damaged. More often than not, they upgraded- from a motor vehicle to a new one or from a lower price auto to a more expensive car....

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Personal Auto Rating

Personal auto insurance is class rated. Most state laws currently permit insurance companies to use in rating factors that are valid predictors of risk. Traditional rating factors including the drivers gender and age,...

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Individual Health Insurance-HSA Accounts

Open Your HSA and Start Saving You made a smart choice enrolling in a Qualified High-Deductible Health Plan (QHDHP). Now, you are eligible for a Health Savings Account (HSA) that will help you manage your health care...

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Individual Health Insurance Update

As we near the beginning of the 2019 Open Enrollment Period (OEP)(Nov. 1-Dec. 15) for Individual health insurance, we’re excited to make the following announcement for Highmark’s ACA Individual Market members. We’ve...

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Workers Compensation Overview

The fundamental concept of the workers compensation (WC) and employers liability (EL) insurance policy is the employer is responsible for paying benefits to an employee injured on the job whether or not the party was...

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Commercial General Liability Overview

Commercial General Liability (CGL) coverage is known as third party coverage. This simply means that an insured buys the coverage to protect themselves from claims filed by others against them due to their negligence....

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The comforts that a Guaranteed Universal Life (GUL) can provide:

Long Term Protection – a term that lasts to age 121. Peace – so you can sleep at night knowing your family will be taken care of. Stability that comes from a secure and trustworthy company. It gives the long-term...

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Highmark BCBS Group Insurance Update

On January 1, 2019, Highmark will launch the Site of Care Drug Management Program. This program benefits your business by helping to address the rising cost of certain specialty drugs. The program focuses on a subset of...

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Gender, Seniority Key Factors in Workplace Harassment: Hiscox Survey

More than one-third (35 percent) of employees in the U.S. feel they’ve experienced workplace harassment, and half of them believe it was due to their gender. A study released by specialty insurer Hiscox also found that...

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